Getting a conveyancing quote online sounds straightforward, but it’s not always clear what you’re paying for. Some quotes leave out important fees or only show the basics, which can lead to extra charges later on.
If you’re buying, selling, or remortgaging, it’s vital to know what’s included in your quote and what to watch for. Keep reading to make sure you understand the full cost before committing and avoid surprises during your property transaction.
What Your Conveyancing Quote Should Include
A proper conveyancing solicitor quote is more than just one figure. It should break down the total cost into two parts: legal fees and disbursements, which should help you budget accurately and avoid unexpected costs later in the process.
1. Legal Fees
These are the charges for the solicitor’s time and legal work. Look out for:
- Standard legal fee – The base charge for handling your case
- Mortgage handling fee – If you’re buying with a mortgage
- Leasehold supplement – If the property is leasehold
- Help to Buy fee – If you’re repaying a Help to Buy loan
- Transfer of Equity fee – For removing or adding a name from the title
- ID verification fee – For checking your identity, often required by law
- Acting for lender fee – If your solicitor is also handling the lender’s legal checks
2. Disbursements
These are third-party costs your solicitor pays on your behalf:
- Land Registry fees – For registering the change of ownership
- Search fees – Local authority, water and drainage, environmental checks
- Bank transfer fee – For sending the money to complete the purchase
- Stamp Duty – If applicable, based on your property price
- Land Registry searches – Final checks before completion
These are included in most fixed-fee quotes, so there are no surprises later on. That transparency helps you plan with certainty from the beginning, giving you peace of mind throughout the process.
What to Watch Out For in Online Quotes
Not every quote shows the full picture. Some may look appealing at first but leave out key details that can affect your final bill. It’s worth taking a closer look before moving forward.
- VAT not included – Always check whether VAT is part of the quote
- Missing leasehold or mortgage fees – These are often added later
- Quotes based on ‘standard cases’ only – Costs can rise if your case is more complex
Some providers advertise a low starting price, but you only see the full cost once the process has begun. That’s why it’s important to read the breakdown and ask questions.
Why It Pays to Get the Full Picture
When you’re making a major financial move, the last thing you need is uncertainty. A detailed quote gives you clarity, avoids delays, and helps you compare firms properly.
If your case involves staircasing, lease extensions, or Help to Buy, make sure the solicitor you choose has experience in those areas and lists the correct charges upfront; this ensures your transaction runs smoothly and you’re not caught out later.
Choose a Quote That Gives You Confidence
A good quote isn’t just about price, it’s about peace of mind. The more detail it includes, the better prepared you’ll be for the next steps.
Look for clear terms, upfront costs, and reliable guidance. Ready to move ahead with clarity? Choose a quote that covers everything and a team that supports you right through to completion.
